Status quo Bias

Should you stay or should you go? Status quo bias is our tendency to, when presented with a choice, prefer the current scenario as opposed to making a change. You can account for this natural bias by reversing the situation and the direction of change.

Status quo bias stems from a variety of human tendencies. A natural fear of change, our preference for familiarity, and laziness, all contribute. It's not our friend, either: Status quo bias contributes to many poorly thought decisions (like our tendency to overspend on big purchases).

Consider this: would you take a $13,000 wage increase to relocate to another city? Most people would say no. Yet consider the opposite: If you were living in another city, would you take a $13,000 wage decrease to move back to this one?

You can apply this reversal heuristic to smaller decisions, too. For example, instead of wondering whether you should spend a dollar for a chocolate bar, you could ask yourself whether you'd be willing to receive a dollar for skipping a chocolate bar for the day.

This quick reversal is a simpler version of the Reversal Test, a mental tool philosophers use to account for status quo bias.

Herbert Lui writing in LifeHacker

The Risk of Independence

All life itself represents a risk, and the more lovingly we live our lives the more risks we take. Of the thousands, maybe even millions, of risks we can take in a lifetime the greatest is the risk of growing up. Growing up is the act of stepping from childhood into adulthood. Actually it is more of a fearful leap than a step, and it is a leap that many people never really take in their lifetimes. Though they may outwardly appear to be adults, even successful adults, perhaps the majority of “grown-ups” remain until their death psychological children who have never truly separated themselves from their parents and the power that their parents have over them.

M. Scott Peck, The Road Less Traveled